Trauma Insurance Claims
Trauma Insurance was introduced into Australia in 1986, it had been recognised that people who had suffered a critical illness (trauma) were also suffering financially.
Medical bills from a long-lasting illness can even cause severe financial hardship, particularly if you have heavy debts and limited savings.
Extra stress over financial affairs could inhibit your recovery, if you have suffered a critical illness and not sure if your policy covers you we here at Insurance claims solutions can help you understand your policy and advise if you have a potential claim.
The most common claims under trauma insurance policies are for: cancer, heart attack, coronary bypass and stroke. Most people are also unaware there is a full list of illness that are also covered.
If you have any of the following listed below, we can process your Trauma Insurance claim for you. We work on a fee for service payment.
Illnesses Eligible For Trauma Insurance Claims
Trauma Insurance Claims are a tax free benefit, of which can be spent any way you choose, if you are diagnosed with an eligible medical condition. There are no set rules you need to adhered to with how you spend your Insurance benefit. Do you have any of the following?
– Occupational Acquired
Your Trauma Insurance Claims benefit can be used to:
- Pay immediate medical accounts & rehabilitation expenses.
- Purchasing mobility aids (E.G a wheelchair).
- Replace your income & look after your ongoing costs.
- Making modifications to your home.
- Covering childcare costs for your family.
- Paying for a nurse to attend to you while recovering at home.
- Help protect you & your family from future debts.
You Don’t Have To Die
Unlike life insurance, a trauma claim benefit amount is paid upon a confirmed diagnosis – not when you die of the condition. The latest statistics from the Cancer Council Australia show that 68% of cancer patients survive for more than 5 years, trauma cover provides you and your family with a lump sum amount upon diagnosis to use at the onset of a disease, when funds are required the most.
Processing Your Claim
Our dedicated team at Insurance Claims Solutions will help you to navigate the complexity of your Product Disclosure Statement, preparing and submitting your claim forms, liaising with your doctors and medical professionals and the insurance provider to ensure you receive your Trauma Insurance Claim as quickly as possible.
We know our way around the claims process and policies and will fight to get you and your family the best possible outcome.
In times like these, our strongest advice is leave it to the professionals who are accustomed to dealing with all the departments required.
Please note: with most Australian policies, there is a 3-month waiting period, for certain types of medical illnesses before the policy commencement, therefore prior to placing a claim you need to ensure you have passed this waiting period.